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India is not an afterthought.
Read every amount in lakh/crore notation. Work in the Apr–Mar financial year. Tag GST when a business expense needs more context.
Arthra · Personal finance, built for India
A more considered way to stay close to your money.
Track expenses. Manage budgets. Understand your spending. Share secure financial reports—with Indian currency, GST, and Apr–Mar context built in.
No account data is shown until you choose to sign in.
MONTHLY CLARITY
Everything clicks into place.
A calmer pulse
Budget postureOn track steady
personal rhythm
private by default
₹ Indian currency Apr–Mar financial year GST-aware records Controlled sharing
Not another generic money app
Built around the details that make your finances yours.
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Shared when it matters.
Give a home, trip, or flatmate wallet its own boundaries and permissions.
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Useful beyond the screen.
Generate a CA-ready ledger, then share a time-limited read-only report when it is time to hand off.
From signal to action
Some finance tools collect. Arthra helps you notice.
01 / Recognise
Your money has an Indian context.
Lakh/crore notation, Apr–Mar financial years, GST-aware transaction notes, and an export your CA can actually use.
02 / Share
Keep Home and Office apart. Invite people in when it helps.
Use private Expense Spaces for yourself, then add editors or viewers to a shared wallet—without blending every part of your life.
03 / Understand
See a useful nudge, not a wall of charts.
Arthra turns spending patterns, budget pressure, and outliers into quiet plain-language prompts you can act on.
Swipe or scroll to move through the system
How Arthra works
Track. Understand.
Plan.
Every number should earn its place. Arthra gives you a calm landing zone, then lets detail unfold only when you ask for it.
Track
Record and organize your income and expenses. Receipts can sit beside the record, not in your camera roll.
Understand
Analyze spending patterns and manage budgets with calculated context instead of opaque recommendations.
Plan
Use insights and CA-ready reports to make better informed decisions, with professional advice where it is needed.
Indian finance context
Built for the financial habits you already have.
Arthra reads money in Indian Rupees, respects the Apr–Mar financial year, keeps GST context close to a transaction, and makes CA-friendly handoff a deliberate action.
₹ en-IN formattingLakh & crore friendlyCGST + SGST / IGSTRevocable CA links
Clear privacy, before you sign in
A finance app should make its boundaries obvious.
Arthra is a hosted workspace, so it does not claim that your records stay only on your device. The public site contains product information, while authenticated routes protect your transactions, reports, spaces, receipts, and insights.
Private authenticated routes Sharing only with people you authorise Revocable report links
Useful answers
Five things people often ask before they begin.
Is Arthra a bank or an investment adviser?
No. Arthra is a personal-finance record-keeping and analysis workspace. It does not provide banking services, execute investments, or replace professional financial, tax, or accounting advice.
Can I use Arthra with Indian financial-year reporting?
Yes. Arthra is designed around an April–March financial year, INR formatting, lakh/crore-friendly presentation, and GST-aware transaction context.
Who can see a shared Expense Space?
Only the people you invite to that specific Expense Space can access it. Owner, Editor, and Viewer roles are enforced by the server for scoped finance actions.
Are public reviews real?
Yes. Published feedback comes from valid user submissions and is shown automatically; the site owner can remove an item when needed. Arthra does not create sample testimonials.
What happens when I submit the contact form or join the waitlist?
Your information is used only for the purpose you agree to: replying to your contact message or sending occasional opted-in product updates. It is not published as a review.
Still have a considered question?
Contact Arthra